Mortgage and protection advice for Coulsdon
Modern Mortgage Solutions is based in Banstead, helping clients in Coulsdon, Old Coulsdon and Chipstead. Whether you are buying a new-build home, moving within the area or remortgaging, we can explain your options clearly.
We have been guiding clients since 2005, from first-time buyers to seasoned property investors. We help with residential mortgages, remortgages, buy-to-let, complex cases and protection insurance.
Areas we cover around Coulsdon
We help clients in and around Coulsdon, including:
If you are not sure whether we can help, just ask: we serve clients across Surrey and the UK.
Situations we can help with
New-build purchases
Buying a newly built home can involve different timescales and lender requirements. We can explain what to expect.
First-time buyers
If you are buying your first home in Coulsdon, our first-time buyer guide sets out each step, and we can help you through it.
Remortgaging
If your fixed rate is ending, we can review the options with you and help you switch.
Protection
We can talk you through life insurance, critical illness cover and income protection alongside your mortgage.
Every case is different. Whether a lender will offer you a mortgage, and on what terms, depends on your circumstances and the lender's criteria. We will explain your options once we understand your situation.
How it works
- Initial consultationWe take time to understand your goals, circumstances, and finances - no jargon, no pressure.
- Market searchWe look for products that suit your needs and explain the options clearly.
- ApplicationWe handle the paperwork, liaise with lenders, and keep you updated at every stage of the process.
- CompletionCollect your keys. Before your deal expires, we will contact you to discuss what options are available.
Getting in touch
We are based in Banstead. Call or WhatsApp us, or send an enquiry at any time. Our phone lines are open Monday - Friday, 9am - 6pm.
Questions people ask
Do you have an office in Coulsdon?
No. We are based in Banstead, helping clients in Coulsdon and the surrounding area. You can speak to us by phone or WhatsApp, or send an enquiry.
Do you charge a fee?
Fees are dependent on individual circumstances and will be payable on application. The typical fee would be £495; maximum 2% of the mortgage loan.
Can you help if I am self-employed or a contractor?
Yes, we can help with non-standard situations, including self-employment, contractors, complex income streams and bonus structures. See our complex mortgages page and document checklist.
Can you tell me today's rates?
Mortgage pricing changes regularly, so we provide the latest options directly based on your circumstances. Call us or send an enquiry.
Please note: This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender.